Most retirees want less risk, smaller losses, to earn a reasonable rate of return, liquidity, and income that is guaranteed for life. That’s why we created our 3 Bucket Approach, using multiple conservative asset strategies.
Bucket Number 1 is for safety and liquidity: the bank. These funds are protected against stock market losses, are liquid, but won’t earn a high rate of return.
Bucket Number 2 is for safety, competitive returns, and guaranteed lifetime income: a fixed index annuity with an income rider. Funds are protected against stock market losses, income is guaranteed for life, and you can earn part of the index gains.
Bucket Number 3 is for growth focused on risk mitigation: an asset management program with a stop loss program. Your funds have the opportunity for growth, but the number one goal is reducing large stock market losses.
By using these three buckets, you can control how your money is used, potentially reducing your risk, receiving dependable income for life, and keep some assets liquid for immediate access.
If you want to learn how to use the 3 Bucket Approach, call us today.
VIP Financial
www.vipfinancials.com
402.547.0395
Wealth Management in Parker CO
Financial Planning